Our purpose

Our liquidity analysis ensures compliance in Armenia’s 2025 regulatory environment. Tailored for investors, we validate cash resilience. We deliver cash flow analysis to assess solvency, mitigate risks. Our services ensure stable, informed financial decisions.

Cash flow statement review

Analyzes operational, investing cash flows

Assesses recurring vs one-off sources

Compares cash with P&L distortions

Identifies cash leakages, off-balance risks

Working capital health

Reviews receivables aging, bad debts

Assesses inventory turnover, liquidity

Analyzes payables management practices

Benchmarks cash conversion cycle

Liquidity ratios and stress testing

Evaluates quick, current ratio

Assesses short-term liquidity sufficiency

Tests debt servicing under stress

Identifies payment blocking risks

Operational and liquidity risks

Assesses seasonality, cash volatility

Flags currency, FX mismatch risks

Reviews client revenue concentration

Analyzes funding dependency risks

Forecasting and burn rate analysis

Models 3–12 month cash flow

Tracks monthly burn rate trends

Estimates break-even thresholds

Plans for liquidity shock contingencies

Who we advise

We serve clients for whom liquidity is a trust function:

Investors, M&A teams: Assessing target solvency.
Banks, lenders: Evaluating loan applicants.
Corporates: Vetting subsidiary risks.
Donors, NGOs: Screening recipient stability.
Retail, manufacturers: Ensuring cash flow health.
Compliance teams: Monitoring financial risks.

Real-world impact: what our clients achieve

The challenge

Hidden liquidity gaps

Unreliable cash flows

Operational cash volatility

Solvency stress risks

Our strategic response

Comprehensive cash flow analysis

Working capital assessment

Liquidity stress testing

Forward-looking forecasting

Achieved results

Validated cash resilience

Mitigated solvency risks

Ensured financial stability

Informed strategic decisions

Delivery models

Cash flow diagnostics: Operational, investing sources

Capital assessment: Receivables and payables review

Liquidity testing: Ratios, stress scenarios

Risk forecasting: Burn rate and contingency plans

Why partner with us

Proven results

Uncovered hidden weaknesses.

Liquidity expertise

Deep forensic cash analysis.

Compliance assurance

Aligns with IFRS, EAEU.

Defense-ready systems

Litigation-proof documentation.

Cross-border mastery

Global, local alignment.

FAQ

Frequently asked questions

Explore our frequently asked questions to learn more about TML’s features, security, integration capabilities, and more

What is cash flow assessment?

We analyze cash flows, liquidity to ensure solvency, mitigate financial risks.

How do you stress-test liquidity?

We model ratios, debt servicing under revenue stress to validate solvency.

What’s involved in cash flow review?

We assess operational, investing sources, distortions to ensure cash quality.

How do you assess operational risks?

We review seasonality, FX, client concentration for cash flow stability.

How long does liquidity assessment take?

Typically 2–4 weeks, depending on scope; we tailor to client needs.

What’s included in forecasting analysis?

We model cash flow, burn rate, contingencies for 3–12 months.

What deliverables do you provide?

We deliver reports, heatmaps, capital summaries, forecast models.

Get Started

Global trade dialogue today!

Cash flow and liquidity