Our purpose

Our financial analysis ensures compliance for Armenia’s regulatory environment in 2025. Tailored for investors, we validate fiscal stability. We deliver financial stability analysis to assess health, mitigate risks. Our services support confident, compliant investment decisions.

Financial statement integrity

Verifies audited, unaudited financials

Ensures IFRS, local GAAP compliance

Reviews earnings quality, adjustments

Reconciles tax filings, books

Profitability and margin analysis

Analyzes revenue trends, concentration

Reviews gross, net profitability

Assesses margin, FX exposure

Benchmarks against industry peers

Liquidity and working capital health

Diagnoses cash flow, solvency

Evaluates receivables, aging quality

Assesses inventory turnover, drag

Reviews payables, liquidity stress

Capital structure and debt position

Analyzes debt-to-equity, leverage ratios

Reviews loan covenants, defaults

Assesses pledged assets, encumbrances

Evaluates financing, banking ties

Financial sustainability and risk exposure

Stress-tests business model resilience

Assesses startup, project runway

Evaluates scalability, shock capacity

Flags related-party transactions

Who we advise

We serve clients for whom financial stability is a trust function:

Investors, M&A teams: Evaluating acquisition targets.
Corporates: Vetting suppliers, franchisees.
Lenders, banks: Assessing borrower stability.
NGOs, donors: Screening project implementers.
Manufacturers, retailers: Ensuring financial health.
Tech, fintech firms: Analyzing fiscal capacity.

Real-world impact: what our clients achieve

The challenge

Unverified financial statements

Hidden fiscal liabilities

Liquidity, scalability risks

Non-compliant tax structures

Our strategic response

Comprehensive financial verification

Profitability, liquidity analysis

Capital, risk assessments

Compliance, sustainability checks

Achieved results

Validated financial health

Mitigated fiscal risks

Ensured regulatory compliance

Informed strategic decisions

Delivery models

Statement verification: Audits and GAAP compliance

Profitability analysis: Revenue, margin reviews

Liquidity assessment: Cash flow and receivables

Risk evaluation: Debt and sustainability checks

Why partner with us

Proven results

Uncovered critical risks.

Financial expertise

Deep fiscal analysis skills.

Compliance assurance

Aligns with AML, EAEU.

Defense-ready systems

Litigation-proof documentation.

Cross-border mastery

Global, local alignment.

FAQ

Frequently asked questions

Explore our frequently asked questions to learn more about TML’s features, security, integration capabilities, and more

What is financial stability analysis?

We verify financial health, assess risks to ensure compliant, sustainable decisions.

How do you assess liquidity health?

We analyze cash flow, receivables, payables to ensure short-term solvency, stability.

What’s involved in debt analysis?

We review leverage, covenants, encumbrances to assess capital structure risks.

How do you evaluate sustainability?

We stress-test models, assess runway, scalability to ensure financial resilience.

How long does financial analysis take?

Typically 2–4 weeks, depending on scope; we tailor to client timelines.

What’s included in profitability analysis?

We review revenue trends, margins, concentration for sustainable profitability insights.

What deliverables do you provide?

We deliver reports, scorecards, red-flag summaries, sustainability recommendations.

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Financial statements and stability