Our purpose

Our banking law services ensure compliance for Armenia’s regulatory environment in 2025. Tailored for banks, FinTechs, we align with legal frameworks. We deliver banking law advisory to ensure compliance, secure transactions, and resolve disputes. Our services support financial institutions’ and corporates’ regulatory goals.

Licensing and regulatory approvals

Supports CBA bank, PSP licensing

Structures EMI, PI, investment services

Represents before Financial Supervision Department

Ensures compliance with CBA regulations

Banking transactions and lending agreements

Drafts loan, security agreements

Structures cross-border, project financing

Conducts borrower due diligence

Plans collateral enforcement strategies

Regulatory compliance and risk management

Designs AML/CFT, KYC frameworks

Reviews internal control policies

Supports prudential, liquidity reporting

Manages regulatory risk assessments

Bank-client dispute resolution

Represents in loan enforcement disputes

Negotiates restructuring, out-of-court settlements

Litigates unfair terms, penalties

Defends against unauthorized transaction claims

FinTech, digital assets, and payment systems

Structures compliant digital wallets, nonbanks

Advises on virtual assets, tokenization

Plans PSP, EMI licensing strategies

Aligns with EAEU payment regulations

Who we advise

We serve clients for whom compliance is a trust function:

Commercial banks: Navigating CBA regulations.
Fintech, PSP providers: Entering Armenian markets.
Corporate borrowers: Negotiating bank disputes.
International banks: Seeking cross-border advice.
Regulated institutions: Facing CBA scrutiny.
Developers, exporters: Structuring finance packages.

Real-world impact: what our clients achieve

The challenge

Complex financial regulations

Transaction structuring risks

Cross-border compliance gaps

Dispute, enforcement issues

Our strategic response

Tailored regulatory solutions

Secure transaction structuring

Proactive dispute resolution

Cross-border compliance alignment

Achieved results

Compliant financial operations

Secure banking transactions

Resolved bank disputes

Reduced regulatory risks

Delivery models

Licensing support: CBA application assistance

Transaction structuring: Loan and financing agreements

Compliance advisory: AML, prudential reporting

Dispute resolution: Negotiation and litigation services

Why partner with us

Proven results

Secures licenses, transactions.

Banking expertise

Deep CBA regulation knowledge.

Compliance assurance

Aligns with EAEU standards.

Proven systems

Addresses to your needs.

Cross-border mastery

Strengthens MNE global defense.

FAQ

Frequently asked questions

Explore our frequently asked questions to learn more about TML’s features, security, integration capabilities, and more

What is banking law advisory?

We ensure compliance, structure transactions, and resolve disputes for banks, FinTechs.

What risks arise in loan agreements?

We address enforceability, default conditions, interest, and cross-default clauses strategically.

Are CBA regulations publicly accessible?

Yes, but we provide legal interpretations aligned with enforcement practices.

How do you support fintech compliance?

We structure digital wallets, neobanks, and ensure CBA, EAEU compliance.

What’s involved in AML/CFT frameworks?

We design KYC, reporting, and whistleblowing policies for regulatory compliance.

Can you resolve bank-client disputes?

Yes, we negotiate settlements, litigate unfair terms, and defend clients.

What deliverables do you provide?

We deliver licensing support, transaction drafts, compliance plans, and dispute resolutions.

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Banking law and financial regulatory advisory