Our purpose

Our fintech law services ensure compliance for Armenia’s regulatory environment in 2025. Tailored for startups, PSPs, we align with legal frameworks. We deliver FinTech law advisory to ensure compliance, scalability, and innovation. Our services support digital finance ventures’ regulatory and growth goals.

FinTech licensing and market entry

Advises on EMI, PSP licensing

Coordinates CBA sandbox applications

Structures subsidiaries, branch offices

Ensures compliance with CBA regulations

Regulatory compliance and risk management

Designs AML/CFT, KYC frameworks

Ensures data privacy, e-signature compliance

Develops terms, privacy policies

Prepares audit-ready internal controls

Payment and platform structuring

Sets up cross-border payment infrastructure

Reviews smart contract legality

Structures digital token, NFT platforms

Optimizes revenue model compliance

Crypto and digital asset compliance

Analyzes token classification, AML compliance

Coordinates cross-border VASP registration

Audits smart contracts, whitepapers

Aligns with FATF standards

Commercial agreements and FinTech M&A

Drafts partnership, API integration agreements

Conducts M&A legal due diligence

Structures FinTech acquisitions, transfers

Manages licensing migration compliance

Who we advise

We serve clients for whom compliance is a trust function:

Fintech startups: Offering wallets, lending platforms.
PSPs, EMIs: Entering Armenian, EAEU markets.
Crypto exchanges: Seeking AML, VASP compliance.
Banks: Launching digital finance channels.
VC/PE firms: Backing fintech ventures.
Remittance firms: Structuring payment gateways.

Real-world impact: what our clients achieve

The challenge

Complex fintech regulations

Cross-border compliance gaps

AML, data privacy risks

Scalability, M&A complexities

Our strategic response

Tailored licensing solutions

Robust compliance frameworks

Scalable platform structuring

Strategic M&A advisory

Achieved results

Compliant fintech operations

Scalable digital platforms

Resolved regulatory issues

Successful M&A transactions

Delivery models

Licensing support: CBA, sandbox applications

Compliance frameworks: AML and privacy policies

Platform structuring: Payment, token models

M&A advisory: Due diligence and agreements

Why partner with us

Proven results

Licensed EMIs, PSPs successfully.

FinTech expertise

Deep CBA, EAEU knowledge.

Compliance assurance

Aligns with FATF standards.

Proven systems

Addresses to your needs.

Cross-border mastery

Strengthens MNE global defense.

FAQ

Frequently asked questions

Explore our frequently asked questions to learn more about TML’s features, security, integration capabilities, and more

What is FinTech law advisory?

We ensure compliance, structure platforms, and secure licenses for fintech ventures.

Is crypto legal in Armenia?

Yes, permitted but unregulated; we ensure AML/CFT, VASP compliance.

Does Armenia have a FinTech sandbox?

Yes, CBA offers pilot programs; we support applications, compliance setup.

What’s involved in AML/CFT compliance?

We design KYC, onboarding, and reporting frameworks for regulatory adherence.

How do you support fintech M&A?

We draft agreements, conduct due diligence, and manage licensing migrations.

What are smart contract audits?

We review legality, compliance of smart contracts for tokens, platforms.

What deliverables do you provide?

We deliver licensing support, compliance plans, platform designs, M&A agreements.

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FinTech and digital banking