Our purpose

Our insurance law services ensure compliance for Armenia’s regulatory environment in 2025. Tailored for insurers, policyholders, we align with legal frameworks. We deliver insurance law advisory to ensure compliance, protect interests, and resolve disputes. Our services support insurers, corporates, and policyholders’ regulatory goals.

Regulatory licensing and market entry

Supports Central Bank licensing process

Reviews solvency, capital adequacy rules

Structures insurer joint ventures, branches

Ensures compliance with CBA regulations

Policy drafting and legal review

Vets life, health, property policies

Aligns terms with Armenian laws

Structures exclusions, risk-sharing clauses

Ensures legally compliant policy wording

Claims and dispute resolution

Represents in policyholder-insurer disputes

Negotiates coverage denial, payment delays

Litigates in courts, arbitration forums

Secures fair claim resolutions

Insurance compliance and risk management

Conducts ongoing compliance reviews

Advises on AML/CFT, reinsurance rules

Supports supervisory inspection defenses

Manages actuarial disclosure compliance

Corporate insurance advisory

Structures risk-based corporate coverage

Reviews group, employee benefit plans

Advises on claim tax implications

Aligns with international coverage needs

Who we advise

We serve clients for whom compliance is a trust function:

Licensed insurers: Navigating CBA regulations.
Insurance brokers: Seeking licensing, compliance.
Corporates, SMEs: Disputing insurance claims.
Real estate, logistics firms: Needing complex coverage.
Foreign insurers: Entering Armenian markets.
Healthcare providers: Offering insurance packages.

Real-world impact: what our clients achieve

The challenge

Complex regulatory compliance

Policyholder-insurer disputes

Cross-border coverage gaps

Supervisory inspection risks

Our strategic response

Tailored compliance solutions

Robust dispute resolution

Proactive policy structuring

Cross-border advisory support

Achieved results

Compliant insurance operations

Resolved coverage disputes

Optimized insurance structures

Reduced regulatory risks

Delivery models

Licensing support: CBA application assistance

Policy review: Legal, compliance vetting

Dispute resolution: Negotiation and litigation services

Compliance advisory: AML, inspection support

Why partner with us

Proven advocacy

Resolves complex disputes.

Insurance expertise

Deep CBA regulation knowledge.

Compliance assurance

Aligns with EAEU standards.

Proven systems

Addresses to your needs.

Cross-border mastery

Strengthens MNE global defense.

FAQ

Frequently asked questions

Explore our frequently asked questions to learn more about TML’s features, security, integration capabilities, and more

What is insurance law advisory?

We ensure compliance, structure policies, and resolve disputes for insurers, policyholders.

What if my insurance claim is denied?

We negotiate, litigate, or arbitrate to challenge denials for fair resolutions.

Are insurance contracts heavily regulated?

Yes, CBA governs policy terms, claims, marketing; we ensure full compliance.

How do you support CBA inspections?

We prepare defenses, ensure AML/CFT, actuarial compliance during supervisory reviews.

What’s involved in corporate insurance advisory?

We structure risk-based coverage, review group plans, and advise on taxes.

Can you assist with reinsurance agreements?

Yes, we structure reinsurance, facultative contracts, ensuring regulatory compliance.

What deliverables do you provide?

We deliver licensing support, policy drafts, dispute resolutions, and compliance plans.

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Insurance law and regulatory advisory