Our purpose

Our wealth and estate tax planning services streamline compliance with Armenia’s tax regulations for 2025, tailored for HNWIs. We optimize PIT, property, and land tax obligations, leverage Double Tax Treaties, and integrate costs into transfer pricing frameworks for seamless wealth management. We simplify wealth and estate tax planning, ensuring compliance, minimizing tax liabilities, and preserving wealth. Our services maximize deductions, optimize cross-border structures, and align with MNE transfer pricing strategies for HNWIs.

Wealth income assessment and PIT optimization

Evaluates complex income (dividends, royalties)

Optimizes 20% PIT with exemptions applied

Uses 51 Double Tax Treaties for savings

Aligns with MNE transfer pricing frameworks

Property and land tax planning

Manages property tax (0.1%–1%) and land tax

Optimizes liabilities via asset structuring

Ensures compliance with cadastral value rules

Integrates costs into transfer pricing models

Estate and inheritance tax strategy

Plans estate transfers, no inheritance tax

Manages PIT, property tax on inherited assets

Minimizes tax burdens via strategic planning

Ensures compliance with Armenian regulations

Cross-border wealth structuring

Designs tax-efficient structures for global assets

Ensures compliance with 183+ day residency rules

Aligns cross-border income with transfer pricing

Reduces tax risks for international HNWIs

Withholding tax optimization for investments

Manages 10% withholding on dividends, royalties

Uses Double Tax Treaties for reduced rates

Optimizes returns on investment portfolios

Integrates costs into MNE transfer pricing

Social security contribution alignment

Handles 5–10% pension contributions, capped at 25,000 AMD.

Ensures compliance for employment income

Integrates costs into wealth planning frameworks

Streamlines contribution reporting for HNWIs

Tax-efficient asset transfer planning

Facilitates asset transfers (real estate, investments)

Minimizes PIT, property tax, and stamp duties

Manages stamp duties (1,000–20,000 AMD)

Ensures compliance for legal transactions

Automated tax reporting and compliance

Uses SaaS platforms for automation

Automates PIT, property, land tax declarations

Ensures timely submissions by April 30 for PIT

Aligns reporting with transfer pricing needs

Audit defense and dispute resolution

Provides expert support during tax audits

Prepares documentation to support compliance

Represents HNWIs in disputes with tax authorities

Mitigates penalties through proactive resolution

Strategic wealth preservation advisory

Delivers customized wealth preservation strategies

Integrates PIT, property, land tax planning

Aligns with global tax and transfer pricing goals

Optimizes outcomes for complex income streams

Who we advise

We serve clients for whom wealth and estate tax planning is not just a task—it’s a trust function:

High-net-worth individuals: Optimizing complex income and estate taxes.
Multinational executives: Managing cross-border wealth and PIT compliance.
Investors with global assets: Structuring tax-efficient international portfolios.
MNE-related HNWIs: Aligning wealth planning with transfer pricing needs.
Expatriates in Armenia: Ensuring compliance for Armenian-source income.
Family offices: Preserving wealth through strategic tax planning.

Real-world impact: what our clients achieve

The challenge

Complex wealth tax rules across incomes

Cross-border compliance and treaties

Risks from audits or tax disputes

Balancing wealth preservation, compliance

Our strategic response

Tailored wealth tax optimization plans

Automated tools for accurate reporting

Expert defense in audits, disputes

Strategic use of exemptions, treaties

Achieved results

Full compliance, low audit risk

Maximized tax savings, deductions

Efficient wealth planning processes

Aligned global tax, transfer pricing

Delivery models

Wealth compliance-as-a-service: Income assessment + tax optimization

Full wealth tax transformation: Strategy redesign + automation roadmap

Audit and dispute support: Swift response to tax audits, disputes

Managed tax services: Outsourced control-fillings, reporting, compliance

Why partner with us

Wealth tax expertise

Mastery of Armenia’s PIT, property rules.

Tax optimization

Maximizes deductions, treaty benefits.

Risk mitigation

Reduces audit risks, penalties.

Efficient automation

Streamlined filings via SaaS tools.

Tailored insights

Custom plans for HNWIs, MNEs.

FAQ

Frequently asked questions

Explore our frequently asked questions to learn more about TML’s features, security, integration capabilities, and more

What is the PIT rate for HNWIs in Armenia?

The PIT rate is a flat 20% for residents and non-residents, applied to complex income streams like dividends and royalties.

How do you optimize property and land taxes?

We structure assets to minimize property (0.1%–1%) and land tax liabilities, ensuring compliance with cadastral value rules.

Is there an inheritance tax in Armenia?

Armenia has no specific inheritance tax; we manage PIT and property tax on inherited assets to minimize burdens.

How do Double Tax Treaties benefit HNWIs?

Armenia’s 51 Double Tax Treaties reduce 10% withholding rates on dividends, interest, and royalties for non-residents.

Can expatriates benefit from your services?

Yes, we ensure compliance for Armenian-source income and align cross-border wealth with transfer pricing needs.

How do you handle tax audits for HNWIs?

We provide expert support, prepare robust documentation, and represent clients in disputes to mitigate penalties.

How do you ensure tax-efficient asset transfers?

We minimize PIT, property tax, and stamp duties (1,000–20,000 AMD) for compliant asset transfers.

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Wealth and estate tax planning